Raise, Top Cashback and Black Friday - Extra 10% Cashback on Discounted Gift Cards

Disclaimer: I receive a referral commission for the following link(s) and I greatly appreciate supporting the site:  Raise and Top Cashback

Raise.com sells gift cards to retailers at a discount, but they are having a special sale for Black Friday on 50 brands of gift cards.

Use Coupon code BLKFRI5 for an extra 5% off the already discounted prices.

Start your purchase from Top Cashback and get an extra 5% cash back as well.

Most interesting brands to me are Dunkin Donuts (Base price is 15% off), Walgreen's (Base price is 9% off)

With the 5% cashback, you will pay $80.27 right now for a $100 Dunkin donuts gift cards.  Then  you will get another 5% cashback from Top Cashback.  Not too shabby!

Keep in mind that the base price for the gift changes with inventory so I will list its current price, but it might not be the same if you try to buy it.  The prices have changed significantly in the past few days.




Don't have a Raise account?  Sign up free
Don't have a Top Cashback account?  Sign up free

Extra $6 at Carlos and Gabby's Riverdale - Small Business Saturday

Carlos and Gabby's is one of my favorite fast food places.  All Carlos and Gabby's locations are participating in Small Business Saturday, but the location in Riverdale is offering a special deal for Small Business Saturday.


For every American Express card that you bring to Carlos and Gabby's on Saturday night, they will charge the card $10 x 3 times and you will receive a $36 gift card instead of $30.  American Express will then reimburse your $30.

In addition, if you don't want to come into the store, you can email your credit card information to CandGManager@gmail.com or CandGRiverdale@gmail.com and they will charge the cards based on your email.  You will get the same deal by email.  Please email by Friday.


Here is a sample of what you should send

Name Account Number  Expiration Security Code        Address        Phone number
Oren   123 45678 9012       01/15       4567          123 Anywhere st.    123-456-7890
Oren   234 65789 1234       02/16       7654          234 Wherever st.     123-456-7890


- Carlos and Gabby's gift cards do not expire.  
- Gift cards for Carlos and Gabby's Riverdale can only be used at the Riverdale location.


Check out other ideas of places to go here

Kosher Small Business Saturday Ideas

I currently have 57 American Express cards that are registered for Small Business Saturday and I hope to have 59 by the time Small Business Saturday rolls around.  That's $1,770 to spend this Saturday Night.  Besides my plan to donate 10% of my merchandise to charity (merchandise the charity would want), I need to start finding places to spend that amount of money in one night.



Where can the Kosher consumer go this Saturday night to spend money?  Ideally, it should be a place you would go to anyway that sells gift cards/certificates so that you don't have to spend all the money in one night.

I live in Teaneck, so this list is going to focus on Teaneck.  If you know of kosher places that are participating, please email me a link or an email that shows they are participating.

I have emailed the Teaneck stores to see if you can email them your credit card information ahead of time  so that you don't have to walk into the store.  Some have responded and others have not.  I will update as responses come in.

Here is a sample of what you should send to those participating via email

Name Account Number  Expiration Security Code        Address        Phone number
Oren   123 45678 9012       01/15       4567          123 Anywhere st.    123-456-7890
Oren   234 65789 1234       02/16       7654          234 Wherever st.     123-456-7890


All of these stores are on the Small Business Saturday map.  This doesn't mean they are open this Saturday night, but I assume they will be.

Seforim For Everyone

Tuvia's in Monsey -  Call 845-426-0824 to place your order 

Eichler's - email dovids@eichlers.com with your credit card information and they will give you an Eichler's gift card to be used that night or a different night.

Teaneck

Grand and Essex - Kosher Grocery Store - confirmed over the phone that they are participating and you can buy gift cards.

Cedar Market - Kosher Grocery Store.  Link confirms participation.

Glatt Express - Kosher Grocery Store. 

Dougie's -  email your email credit card information to teaneckdougies@msn.com before Friday at 12pm.
ChopStix

Nobo - Steakhouse - Email credit card information to hstimmel@optonline.net 

ETC - Steakhouse - 
Sammy's Pizza and Bagels

EJ's Pizza

Sushi Metsuyan

Mocha Bleu

Noah's Ark - Must come in to the store with your credit cardson Saturday night to order gift cards

Five Towns

Judaica Plus

Z. Berman Books

Wok Tov

Sushi Mesuyan

Carlos & Gabby's

Pious Pizza

Oh Nuts

Yali Wig's 

Cherel's Hats

Riverdale

Carlos and Gabby's - email credit card information to CandGmanager@gmail.com or CandGRiverdale@gmail.com between now and Friday.  Carlos and Gabby's will add $6 to every $30 of gift cards you buy.

Monsey

Purple Pear

Kosher Castle

Yossi's Bagels

Zishe's Homemade Bakery

Monsey Shoes
The Ridge Steak and Sushi

Kew Garden Hills

Seasons - Kosher Grocery Store
Aaron's Kissena Farms - Kosher Grocery Store
Grill Point

Shimon's PIzza

Sushi Mesuyan

Carlos & Gabby's

Benji's Pizza

Hapisgah Steakhouse

Wasserman's Supermarker

Eshet Chayil

Brach's

Passaic

Jerusalem Pizza Falafel

Z. Berman Books

Flatbush

Z. Berman Books

Chap a Nosh

Carlos & Gabby's

Sushi Tokyo

Olympic Pita

Essen New York Deli

Prestige Shoes

The Living Torah Museum

Lakewood

Circa

Bagel Nosh

Pizza Plus

Four Corners Bagel and Cafe

Hot Box

Prestige Shoe

Thank you SW for helping me compile this list last year

Discover It Quarter 4 - Online Gift Cards Not Automatically Qualifying for 5% Cashback

Disclaimer: I receive a referral commission for the following link(s) and I greatly appreciate supporting the site: Discover it, Raise

Discover It has rotating quarterly categories where you can earn 5% cashback on different purchases.

Quarter 4, which is from now until the end of the year includes online shopping.  Last year, I used this category to buy Discounted Gift Cards from places like Raise and Junkcard.  I assumed the same would be for this year, I was wrong.

I made a purchase on Junkcard and didn't get my 5% cashback.  Normally, this means I need to message Discover to make a manual adjustment.  I did that and got back this response.  Bolds are my own.

Hello Oren, Thank you for your email regarding the current 5% Cashback Bonus Program.* I understand you would like to know why you did not earn 5% Cashback Bonus on a specific purchase, and I am happy to help you with this today.After reviewing your account, I see the purchase made with Junkcard LLC did not qualify as an online transaction because it is not listed in this specific category. JunkCard LLC is considered a service provider since no merchandise is sold. However, you will still receive the standard Cashback Bonus for this purchase.**I appreciate you taking the time to contact us today and hope this explanation was helpful. Thank you for choosing to use Discover!Best Regards,

I don't have first hand knowledge of this, but I have to assume that anything purchased from Gift Card Mall or from American Express is going to be treated the same way.

Dunkin Donuts Gift Cards Up to 24% Off from Raise

Disclaimer: I receive a referral commission for the following link(s) and I greatly appreciate supporting the site:  Raise and Top Cashback

Raise.com sells gift cards to retailers at a discount.

Keep in mind that the base price for the gift changes with inventory so I will list its current price, but it might not be the same if you try to buy it.  The prices have changed significantly in the past few days.


Don't have a Raise account?  Sign up free

Here is how to save up to 24% off of Dunkin' Donuts Gift Cards from Raise:

• 14% 
• Dunkin' Donuts gift cards are currently 14% off at raise without any discounts.
• $86 for a $100 gift card
• $5
• Use Coupon code TCB60 for $5 off of a $60 purchase for new customers only.  
• $81 for a $100 gift card
• 5%
• Start your purchase from Top Cashback and get an extra 5% cash back
• $4.05 in cashback
• 2%
• Use your Fidelity American Express to get 2% cashback on every purchase.
• $1.62 cashback

When you count all of the discounts and cashback, you end up saving about 24% off.  Not too shabby!

In related news, it seems that Raise is now allowing for American Express payments.  Nice!

My Children's Place Purchase

Disclaimer: I receive a referral commission for the following link(s) and I greatly appreciate supporting the site: Discover it, Be Frugal


My wife and I recently bought a coat for my son and I thought the process might be helpful for others.  If you follow regularly, you won't notice anything much out of the ordinary, but it can be nice to see how it comes together for an everyday purchase.

If you have any tips for me or if you like or dislike this type of post, please comment below!


It usually works like this in my house.  My wife picks out something she wants for herself or one of my son's, sends me a link and then it becomes my job to figure out the best way to buy it.

My wife chose this coat for my son from The Children's Place.

When I bought it, the full price was $52.46.  I could be a sucka and pay $52.46 or I can figure out a way to pay less.

To be fair, I had a $5 Loyalty Coupon, which you can only get from previous purchases so let's assume the price is $5 less or $47.46.

The Discounts

Here is what I look for, in order.

• I want to figure out the final price after shipping and taxes.  I will usually buy a discounted gift card and I don't want any balance left over so I want a gift card that has slightly less than the final price.  In this case, I wasn't able to find one, but I got one for slightly more than the price of the coat and I will keep the balance for a later purchase.

• Promo code: ~$9.50
• I just Google something like "Children's Place promo code" and see what comes up.
• In this scenario, I found a promo code that took 20% off.  So the price dropped from $47.46 to $37.97, a savings of around 9.50.

• Buying a Discounted Gift Card - ~$5.70
• I check Gift Card Granny for the best prices on gift cards.  Gift Cards are currently only available in higher denominations ($85 or above), but they are 15% off, the same as when I bought my gift card.  15% off $37.97 is $5.69

• Using a Shopping Portal - ~$3.00-$3.80
• I check Cashback Monitor to see which shopping portal gives the greatest percentage back.  Right now, the highest cashback is 10% from Shop Discover (requires a Discover Credit Card).  If you don't have a Discover card and aren't planning on getting one, Be Frugal is awarding 8% cashback.  
• This cashback will be 8-10% off the final purchase price ($37.97).  Shop Discover and Be Frugal don't care that you paid less than face value for the gift cards.  

• Using the Correct Credit Card - $1.90
• This actually applies for when you are buying the gift card, but I'll mention it now.  Until the end of the year, Discover It is offering 5% cashback on any online shopping.  5% of $37.97 is $1.90.

• My Place Rewards - 2.5% or $0.95 towards the next purchase
• The Children's Place will give you 5 points for every $1 you spend.  1,000 points can be redeemed for a $5 loyalty card.  This is effectively 2.5% towards your next purchase.

The Final Tally

• Original price = $47.46

• Discounts - $9.49 + $5.69 + 3.80 + $1.90 = $20.88 + $0.95 towards the next purchase
• $9.49 coupon code
• $5.69 discounted gift card
• $3.80 Shopping Portal
• $1.90 Credit Card
• $0.95 towards your next purchase

• Final Price - $26.58 or 56% off + $0.95 towards my next purchase at The Children's Place.  Not too Shabby!

Chase Freedom $225 Sign Up Bonus

Chase Freedom has increased its signup from $100 to $200 for spending $500 in the first 3 months of opening the card.
In addition, you will get another $25 for adding an authorized user who makes one purchase in the first 3 months.


This isn't the first time it has been increased to $200, but it is quite rare for the sign up bonus to go above $200.


Check out this link to see if you can refer someone else to this offer if you already have the card.

$10 Free - Enroll Bank of America Card with New Visa Checkout

This only takes a few minutes and you will get a $10 Visa Gift card for your trouble.


Start a new Visa Checkout account through this link, add a Bank of America credit or debit card and you will get a $10 Visa Gift Card in approximately 2-4 weeks, but officially can take up to 60 days.  You don't need to actually make a purchase.




Visa Checkout is a paypal competitor.

Check out this Fat Wallet thread for more details