Chase Freedom is 5% Back on Charitable Contributions Until the End of the Year

Now through the end of the year you can get 5% back on charitable donations on up to $1,500 of charitable donations with your Chase Freedom Card.  Keep in mind that you need to sign up every quarter for the 5% bonues.

Most charities allow you to donate via credit cards and now is the best time of the year to maximize your donations via Chase Freedom .


Yad Eliezer is one charity that makes it easy to donate with a credit card.

I am normally not a fan of putting charitable donations on credit cards because of the percentage the credit card company takes from the charity but if you just add the 5% you get onto your donation, the charity makes out and you have maximized your donation.

Samsung Bluetooth Headset - $0.99 after Mail in Rebate (Good through Dec 31st)

The headset is $20.99 and it becomes $0.99 after the $20 mail in rebate.

Update - Price has now been changed to $29.99 so it will now cost $9.99 after the rebate.

You can buy 3 per household but each rebate must be mailed in separately.  Rebate must be postmarked within 30 days of purchase


Here is the link for the Headset




Here is the link for the rebate

Free Hershey's Chocolate Bar at Thorton's

All you have to do is like them on Facebook and then you can print out a coupon for a free Hershey's chocolate bar.

Free Malax Laxative Sample from Target

Kind of random but it's free.  Here is the link

Missed out on Black Friday and Cyber Monday Electronics? No Problem According to decide.com

Decide.com uses computer algorithms to decide whether the price on electronics will continue to go down or if it is a good time now to buy.

According to the NY Times, decide.com predicts that the best time to get good quality electronics is the beginning of December, not Black Friday or Cyber Monday.

So, if you still want electronics, put your wish in their website and see whether it is the right time to buy!

Free $2 in MP3 Credit from Amazon

Here is the link.

Use coupon code studybrk

It expires November 28th so you need to use it soon.

Free Sample of Keurig Prima Barista Coffee House

Barista Prima Coffee House Free Sample - campaign code is pywjrsmw

Updated: Expired

From dansdeals

You get 4 cups for free

Perk Street Financial Review- 2% Debit Card but Only for 3 Months

Updated 11/24/2011:


PerkStreet Financial 2% cash back debit card


If you read a lot of finance articles online, you are bound to see an ad from PerkStreet Financial.  They have appeared on this blog many times.  This is what it looks like:

Here is a Review of the Perkstreet Financial 2% cash back debit card:

Advantages

1) 2% back on everything -
         - Beware, 2% only lasts for 3 months.  Then you go down to 1%
         - Update - You can still get 2% back if you keep a balance of $5,000.  Thank you for the comment, this makes the deal far more attractive.

2) 5% on rotating categories
         - The categories for November are movie theaters, local bakeries, netflix, hulu and Blockbuster


Disadvantages

1)  There is a $4.50 monthly inactivity fee.  If you don't use your account that month, you will be charged.  If you use the card or cash a check, etc. you won't be charged.

2) 1% is a standard rate you can get with almost any card, but if you keep a $5,000 balance, it will stay at 2%.
     - It is a debit card so you need to pay from this account.  So you will need to keep significantly more than $5,000 in that account.
     - You aren't getting interest on any money in there.  You could be getting as much as 1.30% interest on that money so you have to deduct the 1.30% from any money saved.

3) The 5% rotating categories aren't as cyclicly relevant as Discover's and Chase 

4) Debit cards do not help build your credit history, only credit cards do that.

5) This only works when you hit the "credit" button as you swipe.  If you have to put in a pin, you aren't getting your 2%.  


The bottom line, should I get this card?

Get it, if you will use it every month and you can maintain a $5,000 balance (you probably will need a lot more than that in the account) and you aren't doing anything with that money anyway.  If you don't want to have to think about it, I understand. 

I don't personally think it is worth it.  You could be doing a lot of good with the money that needs to sit in that account.  Go for the 2% Fidelity American Express Credit Card instead

I would also check out these cards for times when you can get more than 2%.