Target Gift Cards - 8+% off

Disclaimer: I receive a referral commission for the following link(s) and I greatly appreciate supporting the site:  Top Cashback and Raise




Raise.com is selling Target gift cards right now for 6% off.

Start your purchase from Top Cashback and you will get another 1% off.

You will still get your credit cards rewards which is another 1-1.5% back (American Express not accepted - use either the Bank of America Privileges or Fidelity Visa for 1.5%).

When you are ready for the purchase from Target.com, log in to your Target.com account with your Target Red Card associated with it and you will get another 5% on top of that.

Grand total of 13.5% off of Target if you use all of that.


This was all shorthand, you can check out this post for more explanation if you don't understand anything.

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General Usage Credit Card

Disclaimer - The Discover offers are no longer valid.

Fidelity American Express - 2% back on everything

Discover it™- 5% back on rotating categories.  0.25% on everything else until $3,000 and 1% above $3,000.  Your 5% can turn into 6.25% when you use your rewards for gift cards.  With many companies (my family get Bed Bath and Beyond cards), you can redeem $20 of rewards for a $25 card.  This effectively multiplies your rewards by 1.25 .
       - You need to sign up quarterly to be eligible for the 5% extra bonus.

Chase Freedom - 5% back on rotating categories.  1% on everything else.
       - You need to sign up quarterly to be eligible for the 5% extra bonus


Fidelity Visa Card/Capital One Cash Rewards - both give you 1.5% back for every purchase.

Perkstreet Financial Debit Card - 2% Visa Debit card on everything. Here is a review of the card.