Brooks Brothers Gift Cards and AMEX Offers for You - $17 per AMEX Card - Pajama Money

Disclaimer: I receive a referral commission for the following link(s) and I greatly appreciate supporting the site:  Mr. Rebates


Update: SaveYa has stopped buying Brooks Brothers gift cards but Gift Card Zen and ABC Gift Cards are still buying them at 74%.  That's less than the 75% previously, but still very good.


One of the new American Express Offers for You is for Brooks Brothers.  The offer is $50 off a $200 purchase and expires at the end of June.  My first inclination when I see an Offers for You is whether it can be used for gift cards and can I sell those gift cards for a nice profit.  You didn't think you were buying shirts, did you?

American Express - $30 off Your Phone Bill

Check your American Express "Offers for You" for a $10 cashback offer for paying your bill of $75+ with Verizon, AT&T, Sprint, T-Mobile or US Cellular.  You can get up to 3 $10 credits if you spend $75 three times on the same card.  I have it on 5 cards so I could save a total of $150 if I spend $1,125.

$25 off $25 Purchase at Costco with American Express

Check your American Express "Offers for You".  You might find a $20 off a $20 purchase from Amazon or a $25 off $25 purchase from Costco.  Costco offer is only in store and can be used on Membership.  I am not a member of Costco, but I look forward to taking their stuff and not paying for it.  Thank you American Express!


American Express "Offers for You" can really add up over time so make sure to check regularly.





If you have the offer on multiple cards, don't connect it to one of the cards right away.  Open up americanexpress.com in separate tabs and get the offer open on all of your cards, then click on the offer for all the cards.  If you don't do this, the offer will disappear from your other cards one you click on it once.  I was able to get the Costco offer on three separate cards so good luck to you

American Express - $10 off a $50 Purchase of Grocery Stores in NY/NJ/CT

Select cardmembers have a offer for a $10 statement credit if you spend $50 or more at a grocery store in NY, NJ or CT.  You can find the offer in the "offers for you section" when you log in to AmericanExpress.com

If you have the offer and connect it to your card (unfortunately I don't have it), you can get up to 3 $10 credits when you spend $50 or more 3 times. 

If you have the offer on multiple cards, don't connect it to one of the cards right away.  Open up americanexpress.com in separate tabs and get the offer open on all of your cards, then click on the offer for all the cards.  If you don't do this, the offer will disappear from your other cards one you click on it once.

You can load up on gift cards (to the grocery store or elsewhere) in $50 increments to stock up on 20% off.

You can find the details of the offer here

From the Amex Details:

Where you can redeem your offer

For the purposes of this offer, a “supermarket” is a store whose primary business comes from the sale of a variety of foods such as meat, fresh produce, dairy, canned and packaged goods, but also sells a variety of household products, pharmacy products and pet supplies.

The following are NOT considered supermarkets:

• Specialty food stores such as a standalone cheese shop, butcher, or bakery
• Small corner grocery stores
• Gourmet shops
• Convenience stores
• Drug stores
• Natural food stores
• Large superstores including warehouse clubs, big box stores, supercenters, hypermarkets, and megastores whose primary business comes from the sale of items such as toys, electronics, furniture, clothing, sporting goods, household products, office supplies and beauty supplies, and which may also sell food in a space that is typically less than half the total store size

HT - Frequent Miler

iTunes and American Express - $5 off $5+ Purchase

Disclaimer: I receive a referral commission for the following link(s) and I greatly appreciate supporting the site:  Top Cashback and Itunes

As I have mentioned numerous times, American Express often runs promotions through their online site.  Just go to the bottom of the main site to the section that says "Offers for You" to see which offers you are eligible for.

Right now, I have the following offer on 4 of my cards.

$5 off a $5+ purchase from iTunes.  You need to spend the $5 by 4/30/2014

If you have the Offer on Multiple Cards

1) Normally, one you click on the offer from American Express it will be added to that card and the offer will stop showing up on another cards connected to that account.

There is a trick for this:  Log in to your American Express account from multiple tabs and open the "Offers for You" from each tab on every card the offer is eligible for before you add the offer to any specific cards of. You can now add the offer to each card.


2) Start your iTunes purchase from Top Cashback and you will get another 7% cashback into your Top Cashback account. So, yeah, you will actually be making a couple of cents while getting some free songs/TV shows/Movies.

3) You can alternatively get 4x Ultimate Rewards points if you use Chase's Ultimate Rewards shopping portal, but if something doesn't post correctly you will have a bear of a time trying to get them to add the points since you aren't using a Chase card.  Proceed with caution.  I would personally prefer 7% over 4x points, especially considering you aren't using a Chase card but to each their own.

Make Money with Bloomindale's Gift Cards and American Express

Disclaimer: I receive a referral commission for the following link(s) and I greatly appreciate supporting the site: Discover, Top Cashback, Cardpool, Bloomingdale's


As I have mentioned numerous times, American Express often runs promotions through their online site.  Just go to the bottom of the main site to the section that says "Offers for You" to see which offers you are eligible for.

Right now, I have the following offer on a number of my cards.

$50 off a $250 purchase from Bloomingdales.  This offer can be used to make a little bit of money and some extra miles/cashback on the side as well.

Buying the Gift Cards

Here's how to do it, but please finish reading all the directions before you start because there are a few tricks I mention later that are important for the beginning:

1) Add the Offer to your eligible American Express card
2) Buy a $250 Physical Gift Card for $255 from Bloomingdale's.  I already did this and got the credit.
3) You will get an email from American Express within a few hours stating that you will get the $50 credit
4) Sell your gift card to Cardpool.  Currently, they are paying $207.50 for a $250 Bloomingdales gift card, but this may change depending on availability.  You will need to mail the gift card to them.

Even More Enticing and Fewer Headaches

1) Start your purchase of the gift card from Shop Discover (requires a Discover it®  card) and you might get another 5% cashback.  I don't think it will work because I haven't gotten any confirmation from them, but it can't hurt to try.  If it works, you will get an extra $12.50 so that would be nice, but don't bet on it.


2) Before you sell the gift card to Cardpool, go to Top Cashback first and you will get an additional 4% cashback on the value of the gift card you are selling.  A $250 gift card will get you another $10 into your Top Cashback account.


3) Normally, one you click on the offer from American Express it will be added to that card and every card connected to that account is no longer eligible even though the offer was available on multiple cards before you added it to any of them.
There is a trick for this:  Log in to your American Express account from multiple tabs and open the "Offers for You" from each tab on every card the offer is eligible for before you add the offer to any of them. You can now add the offer to each card.

I don't think this is worth it for one card, but I was able to buy 7 of them between my various accounts and that made it worthwhile.

4) I had trouble checking out if I signed in to my Bloomingdale's account.  I kept getting an error that my payment was incorrect, but it worked fine if I checkout out as a guest.  In addition, they had to call me for the first order to verify that it was me.

The Math

The final math:

Fees:
$255 from Bloomingdales

Credits:
$207.50 from Cardpool
$50 from American Express
$10 from Top Cashback
Whatever rewards you normally get from your credit card - Let's call it 1% or $2.05

= $14.55 per card, + you might get another $12.50 from Discover, but not likely.


HT - Frequent Miler for this method

Fresh Direct and American Express - 53.33% off

Fresh Direct is an online supermarket that will deliver food directly to your door.  In general, you are paying a high premium for convenience so my family has never actually used their services before.

That being said, right now there is an opportunity to save 53.33% off Fresh Direct with an American Express card.

Here's how to do it:

1) Log in to your American Express online account and check out the "Offers For You" section to see if you are eligible for $30 off a $100 purchase from Fresh Direct.

2) Use coupon code DM2FK8 for $50 of a $125 purchase for new customers.  The price will drop to under $100 unless you spend $150 so you won't be able to combine the two offers unless you spend $150 before the promo code.

Your final price will be $70 for $150 of Fresh Direct or a savings of $80 which is 53.33% off!

Before you order make sure it is cheaper than your local supermarket, but I imagine it will be.