Tuesday, October 18, 2011

General Usage Credit Card

Disclaimer - The Discover offers are no longer valid.

Fidelity American Express - 2% back on everything

Discover it™- 5% back on rotating categories.  0.25% on everything else until $3,000 and 1% above $3,000.  Your 5% can turn into 6.25% when you use your rewards for gift cards.  With many companies (my family get Bed Bath and Beyond cards), you can redeem $20 of rewards for a $25 card.  This effectively multiplies your rewards by 1.25 .
       - You need to sign up quarterly to be eligible for the 5% extra bonus.

Chase Freedom - 5% back on rotating categories.  1% on everything else.
       - You need to sign up quarterly to be eligible for the 5% extra bonus


Fidelity Visa Card/Capital One Cash Rewards - both give you 1.5% back for every purchase.

Perkstreet Financial Debit Card - 2% Visa Debit card on everything. Here is a review of the card.