Disclaimer - The Discover offers are no longer valid.
Recently, I posted that Chase considers 7-11 a gas station and American Express considers 7-11 a supermarket, which is great to know for using the right credit card. In addition, 7-11 became another merchant that was selling Vanilla Reload cards. It was the perfect store.
In order to maximize 5% categories, I spent $1,500 on Vanilla Reloads on my Chase Freedom and I had spent another $500 on DISCOVER IT™, hoping to spend another $1,000 on my last trip to 7-11.
I brought two Vanilla Reloads to the clerk and asked to pay with credit card. I swiped my Discover, and "declined." I assumed it was a fraud alert that declined the card so I tried a different card and "declined." I tried four different cards (I was trying for sign up bonuses anyway so I needed to spend money) and they were all declined.
I wasn't sure what was going on so I waited until the beginning of August to see if maybe 7-11 was imposing a monthly limit, but I was declined again.
It seems as though Vanilla Reloads can no longer be bought at 7-11 with a credit card. It was fun while it lasted.
Since I drafted this post, Frequent Miler is also reporting that 7-11 will not accept credit cards for vanilla reloads.
The Silver Lining
I was still able to buy $500 One Vanilla cards at 7-11 and load them at Walmart to my Bluebird so all is not lost. 5% at groceries is still alive, but less convenient.
The pin on One Vanilla cards is the 4 digits you choose at your first purchase.
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