Sunday, October 5, 2014

My Ideal Wallet - Q4 2014




Disclaimer: I receive a referral commission for the following link(s) and I greatly appreciate supporting the site: Credit Sesame, Discover it, Chase Freedom, Amazon


These are the Credit and Debit cards that will either be in my wallet from October 1st until the end of December 2014


Make sure to sign up for Credit Sesame and/or Credit Karma to monitor any changes in your credit history for free (I have both).







  • Chase Ink Classic (Business Card) - 5% cashback at Office Supply Stores, Cable, Phone (Landline or cell) and Internet bills.
    • 20,000 Ultimate Rewards for spending $3,000 in 3 months.
    • No annual Fee

  • Bank of America Better Balance Rewards - $25 back for every quarter that you pay your full bill or more than the minimum balance in every month.  Another $5 if you have a Bank of America Checking account.
    • Best Usage - Set up a monthly bill on this card and auto pay the full balance. You never have to think about it and then every three months you will get $30.