(Lots of?) Free Tall Starbucks Drink(s?) at Target Stores

Target is sending out coupons to many people's email addresses offering a free Tall (that's another way of saying small, duh!) drink at Starbucks in your Target stores.  The email comes with a unique bar code to scan.

Coupons expire on 3/19/2016

It's nice to have a free drink available when you are sourcing, I mean shopping, at Target.

If you look at the Terms and Conditions, you may be able to use this coupon 4 times a day, every day until the 19th.  That's pretty amazing!  We'll see if it work

^∗Item Coupon. Valid in store only. Limit one manufacturer and one Target coupon per item. Limit of 4 identical coupons per household, per day. Void if copied, scanned, altered, transferred, purchased, sold or prohibited by law. Item(s) may not be available at all stores. Quantities limited; no rain checks. Maximum retail value $14.95 for free item.  Coupon value may not exceed value of item purchased. No cash value.


(highlighting is my own)

Target Gift Cards 10% off at Target Today - Limit of 3 Online

Target is offering 10% off Target gift cards online and in store.  Max discount of $30 so you can buy $300 of Target Gift Cards for $270

The gift cards aren't redeemable until tomorrow so don't buy it hoping to use it today.

I've bought many thousands of Target Gift Cards this holiday season and I plan to buy more with this promotion.

When you are online Target may limit your account to three gift cards but is there anything stopping you from buying from multiple registers in store?  A bit annoying but may be worth it for some.

Target is really good at not paying for gift cards via portals so don't count on that but it can't hurt to try.

Some Nice Gift Card Deals and A Toy Sale at Target

Disclaimer: I receive a referral commission for the following link(s) and I greatly appreciate supporting the site:  Gyft, Be Frugal, Top Cashback, Giving Assistant, 



Here are a few deals for you:

- HT Doctor of Credit

1 - Buy a $300 Staples eGift Card and get a promo $50 eGift Card for free.  The deal will be running from now until 12/12 or when gift cards run out.

Promo eGift card can be used from 12/26 until 1/9/2016.

Limit one per customer which usually means one per email address.

You will not earn 5x UR points with Chase Ink so there is a trade off here.

HT - Doctor of Credit

2 - Earn a $20 Sears Gift Card with a $100 gift card purchase.  Check out the details there, highlights are that you can pay with your Discover to get 5% cashback and use a portal like eBates to earn 6% (their affiliate sign up is in the link)

3 - Target is having a Buy One Get One 50% off sale on certain brands.  There are definitely deals to be had.  Stick to things that are deals without the sale and you will do well for yourself.

Keep in mind that it is getting close to Christmas you may not be able to get everything into Amazon before then.

You can buy gift cards from Raise at up to 2,5% off Target gift cards.

You can buy from Gyft.  You will get 2% in gyft points if you don't use a portal but I recommend using a portal Use a portal when you purchase

Be Frugal is currently 2% for Gyft, so is Top Cashback and Giving Assistant

Make sure you use a portal for Target as well. Top Cashback is 2.25% at Target for whichever categories they pay for.

eBay Gift Cards 5% off from Target

HT - Danny Deal Guru via Slickdeals


Target is selling eBay Gift Cards online for 5% off.  A $100 gift card is $95.  The same with the lower denomination cards.

Use your Target RedCard for an additional 5% off so it is close to a full 10% off.  This is just about as good as it gets for eBay gift cards without fuel points.

Update to Staples iPad Deal -Target Price Match with 10% Cartwheel Coupon

HT - slickdeals 


Update:  I went to Target and I was able to pricematch to Staples.com.  They were not sure whether they were allowed to do it, but they said only 1 pricematch item so it won't be the most lucrative trip even if you get the match.

I then asked to apply the cartwheel coupon which they were happy to do.  I used my RedCard and earned another 5% off. Final price was slightly under $400.  I should earn $100-$120 for the one iPad.  Not too shabby but I don't think I would go back just for another iPad.  Too easy for you to come away with nothing. YMMV.  If was going to Target anyways, I would buy an iPad while I was there.

You may go and they may not have them in stock, they many not pricematch for you, they many not allow you to use the cartwheel savings after the pricematch.

I published a deal this morning for a nice deal on staples.com.

There is a way to make this even sweeter at Target.  Target should pricematch to Staples.  Target is also offering 10% off iPads on their Cartwheel App (expires 9/26) with a maximum of 4 per transaction though they may not let you buy that many.

Limit of using the coupon 6 times per day so you could technically buy 24 but you will probably have to go to different Target stores to get that done.




I don't know if they will price match and then apply the coupon, but if they will, you can also get the 5% RedCard discount.


You also don't need to do one or the other, you can do both.

10% off eBay Gift Cards and 15% off iTunes Gift Cards from Target.com - Limit of 3 per Transaction

HT - @esthery on Twitter 

Target.com is running a same on eGift cards.  You can buy eBay Gift Cards for 10% off and iTunes Gift Cards for 15% off.


I don't know how fast they are delivered. Update: takes about 10 minutes to be sent.

There is a limit of 3 per transaction, but reports are that you can make multiple transactions.


Use your target RedCard to pay and you will save an additional 5%. As long as you have a RedCard connected to your account,  you will still get the 5% discount even if you pay with Target gift cards.  You may need to pay some amount on the actual RedCard.

$5 off a $50 Purchase at Target with a Visa Signature Card

HT - Million Miles Secrets


Looks like Visa Signature is trying to compete with AmEx with their own offers that are specific to Visa Signature.

Competition is always good!

The one that jumped out at me was $5 off a $50 purchase at Target.  You need to go through their link so you can't use a portal bonus as well and you must pay with a Visa Signature.

Today is the last day to redeem the deal.

Terms & Conditions

• Merchandise subtotal based on one shipping destination per order.
• May not be combined with other promotional codes or discounts applied to previous orders.
• Offer excludes: Electronics, Digital Photo Frames, Toys, Baby Diapers, Baby Toiletries, Baby Food & Formula, Men’s Shavers & Grooming Products, Movies, Music, Books, Clearance Items, Grocery & Essential Items, Target GiftCards and Specialty GiftCards and Limited Time Design Collections and Collaborations.

• Offer subject to change, and is based on individual merchant's terms and conditions.
• Void where prohibited or restricted by law.
• Offer valid only when you pay with your Visa card.
• Any taxes are the sole responsibility of the purchaser.

Amazon Prime Day Tomorrow - Walmart, Best Buy and Target Fighting Back

Disclaimer: I receive a referral commission for the following link(s) and I greatly appreciate supporting the site:  Amazon


HT - Doctor of Credit

Tomorrow is Amazon Prime Day.  Amazon is billing it as "having more deals than Black Friday."

iPad Air 2 16GB $359 This Week at Target Via Cartwheel App

Update: You can buy Target eGift Cards from Gift Card Zen for 7.5% off.  These gift cards can be used online only unless you enter the gift card into the Target App.    Keep in mind that there is a 4 gift card per online order limit so $25 denominations might have a better discount, but are not as useful.


HT - DA via email communication pointing me to Fat Wallet

Target is having a major sale on iPad 16GBs this week (7/5-7/11)!

16GB iPad are normally $499 and are $399 this week.  Use the Cartwheel App for 10% off, dropping the price to $359 before tax.

Serve and Fidelity Becoming Best Buds - Buy a RedBird on Ebay!

Disclaimer: I receive a referral commission for the following link(s) and I greatly appreciate supporting the site:  Top Cashback



As reported in many Blogs over the weekend, starting April 16th you can no longer load funds to Serve via Visa, Mastercard or Discover cards.  American Express cards still work, but most do not earn any rewards for loading, though they may count towards minimum spending for sign up bonuses.

The one exception is the Fidelity American Express which is my favorite everyday expenses credit card.  If you still want Serve, you should get a Fidelity American Express.

Put Serve Aside and Get RedBird

In case you live near a Target, but not in a state that sell RedBird cards, you are in luck.  An entire business has sprung up on the internet of people buying temporary cards with $1 loading on them selling them on Ebay for $30-$50.


You will even get Ebay bucks for the purchase and 1.5% cashback from Top Cashback if you go there first.  I bought three myself for various family members.  It was quick and easy.  You will usually get a picture of the card the same day and that's all you need!  Here is one example for $37 until it is sold.  Update: Reader Coptermedic points out that Reddit User HonestlyTho has a very good reputation on Reddit and sells RedBirds on his site for $25.

If you have no other way of getting one, it's worth it.  1 month of loading RedBird with a Fidelity American Express will net you $100, $160 if you load via American Express Gift Cards at the current rate.



HT - Doctor of Credit, Miles to Memories, Frequent Miler, Travel with Grant, Running with Miles

RedBird - $2,500 Load in One Transaction

Update 2/8/2015 - Unfornately, a few days after this post, Target changed their registers to not allow multiple loads in one swipe.  See Frequent Miler and the comment left on the post for more information.  


RedBird has become my favorite way to manufacture spend.  You can spend up to $5,000 every month on any credit card at any Target register, including American Express gift cards, without any fees.   The money then goes backs back into your checking account or is used to pay the credit card bill.  You are left with just the points.



The only thing that's annoying is that there is a limit of $1,000 per transaction and $2,500 per day. That means that you have to load $1,000, then another 1k and then $500 to not violate the per transaction limit.  This takes extra time and can lead to your credit card stopping the transaction due to possible fraud.



Yesterday, I went to Target and the gentlemen (big difference between a Target employee and Walmart employee) at the register asked me how much I want to load.  I said $2,500, but $1,000 first and then $1,000 and then $500.  He said, "You don't want to just do $2,500 at one time?"  I asked him if he had done that before and he said yes so I said let's try it.  I'm not sure exactly what he did, but he added a $1,000 purchase, $1,000 purchase and then another $500 purchase before I swiped anything.  I swiped one time and it all loaded correctly.

I am sure not every employee will know how to do it, but it's worth a shot to ask.


I then checked Flyertalk and there is a report of this working as well.

So, that makes life a little easier.

Buy 2 Boxes of Diapers and get a $10 Target Gift Card

Buy 2 boxes of Pampers, Huggies Giant Pack or 2 Up&Up (Target brand) Bulk packs and you will get a $10 Target gift card.

I wouldn't buy Pampers or Huggies diapers from Target since they are overpriced there, but my family uses Up &Up diapers and this a good price for these diapers.

After all the discounts, it comes out to about $0.15 per diaper for size 3.  I usually get about another 7-9% off the purchase price - See Maximize Spending at Target - which gets the price down to about 13-14 cents per diaper.

Combine and Upgrade Your Target eGift Cards

I Love and Hate Gift Cards

I hate gift cards because they are just plain annoying.  You have to make sure to have them available for that time when you might use them only to remember when you came home that you forgot to use it anyways.  My wallet is too big as it is before any gift cards and it's another thing to keep track of.


I also love gift cards.  I would venture to say that most of the deals I post involve a gift card at some stage, sometimes multiple gift cards.  The reasons are multifaceted but in its most basic form everyone else hates gift cards even more than I do so they can be bought at a discount, sometimes at deep discounts.

Target Gift Cards

Target is my favorite merchants gift card to buy.  Between Target brand diapers, wipes and formula, my family spends a lot of money at Target on a regular basis.  When you buy a gift card from Target you can actually combine multiple discounts (See - Maximizing Spending at Target).

There are two problems with buying gift cards online from a site like Raise.com that sells discounted gift cards.

1. Raise.com seems to only exclusively sell Target eGift cards.  These gift cards cannot be used in store unless you have a Smart Phone (which, of course, I don't).
2. The person who sold the gift card retains the gift card information.  You just needs the numbers to use it.
1. Raise.com and most discount gift card sites offer a short term guarantee that the money will still be on the card.  The guarantee is usually 60-100 days.  Here is the link for the guarantee from Raise (60 days).

Upgrading Target Gift Card to Another Target Gift Card

What happens if the 60 day guarantee is running out and you don't want to use your gift card yet?  You can upgrade your gift card.  Buy a physical gift card with your eGift card.  You can now use the gift card online or in store and no one can else can use it because it has new numbers.  It's a simple solution for one of life's most vexing problems.

10% off Target Saturday and Sunday

Update: This is in store only, not online.

In reaction to the massive security breach at Target in which information for 40 million credit cards was stolen, Target is offering 10% off today and tomorrow (Saturday and Sunday) off every item.  If you have a Target Red Card you will get an additional 5% off.

If you still trust Target, you can get some nice prices tomorrow!

$5 off an $80 Purchase at Raise.com

Disclaimer: I receive a referral commission for the following link(s) and I greatly appreciate supporting the site:  Top Cashback, Raise, 

Disclaimer - The Discover offers are no longer valid.

More Extreme Savings at Target

Raise.com sells discounted gift cards.  When you spend $80 or more and use Promo Code TREAT80, $5 will be knocked off the price.

Promo codes are one time use per account.


As you can see in the picture, I spent $75.65 for $83.85 worth of Target Gift cards.

I started my purchase at Top Cashback so I got another 2% of $75.65 back into my account.
I used my Discover it Credit Card because they offer 5% cashback for online purchases until the end of the year.
In addition, I will still be getting my 5% Target Red Card Discount when I use the gift cards, even though I won't be using my Target card.

Grand Total - I will end up paying $66.57 for $83.85 of Target money.  That's a discount of almost 21%!

I know I will spend money at Target so I wait for these promo codes and I always buy even though I don't need more Target money yet.  This way, I will always be getting a serious discount.

You can read more about Extreme Savings at Target at this post.

Starbucks Savings

For all those Starbucks lovers, there is one Starbucks gift card at a 10.5% discount.  It will cost $84.50 for a $100 gift card after the promo code for a discount of 15.5%.  Add 2% for Top Cashback and 5% for Discover and your price drops to $78.58 or a discount of almost 21.5%!  Grab it now before someone else does

Buying From Target.com - Maximizing Spending

Disclaimer: I receive a referral commission for the following link(s) and I greatly appreciate supporting the site:  Top Cashback and Raise



I've talked about buying from Target.com before, but I made a new order tonight and I have a little extra information here (hint- It's at the very end) so bear with me.


My family spends a lot of money at target.  At this point, we buy diapers and wipes for two sets of children and baby formula.  All that adds up big.


Here are my steps for maximizing my savings:

• Target Red Card - 5% off and free shipping with no minimums.  As I will explain, I pretty much never use this card anymore, but I still get the extra 5% discount.
• Taking Charge of Education - Pick your favorite school and Target will donate an additional 1% of your purchase to that school.  If you have no school, please pick Jewish Heritage in Amherst NY.  School ID 118518.  They have a small budget so every dollar matters.
• Buy Gift Cards 
• I am consistently checking giftcardgranny.com for discounted target cards, which is a aggregate site for websites that sell discounted gift cards.  I will usually buy anything better than 4%, but let's assume 4%. Tonight I was able to buy it for 6.7% discount.  Here is a picture of it after I already bought it.

• Top Cashback - Most of the time, GiftCardGranny will report that Raise.com has the best value.  I know that if I go to Top Cashback first, I will get extra cashback.  Right now it is at 2% so my 6.7% from Raise was really 8.7%.
• Credit Card for Gift Card - You get your normal rewards from your credit card when you buy the discounted gift card.  Unfortunately, Raise.com does not accept American Express so I can't get 2% back so I am stuck with only 1.5% back.  8.7% just became 10.2%
• Paying at Target.com - my Target Red Card is connected to my Target.com account. I assume this happened when I saved the card for future purchases, but I'm not positive.  Since the Red Card is connected, I get 5% off and free shipping even when I use a gift card for the entire purchase!  I get the benefit of the Red Card without ever using it!.  10.2% has now become 15.2% with free shipping!  Savings like a Boss!

Target - Free Reusable Bags Today

In honor of Earth Day, Target is giving away 1.5 million reusable bags today.  

Save 14.5%+ at Target - Plastic Jungle

Update - Plastic jungle has shut down.  There are other alternatives, such as cardpool.com which still give you some cash back through top cashback.  The savings on the gift cards are not as good as what was offered from plastic jungle.  Please check out giftcardgranny.com to see if there are currently any sites offering better deals.


I love good generic brands.  If you can buy basically the same product for cheaper, what's better than that?

Therefore, my wife and I use lots of Targets products, especially Target Up and Up Diapers instead of Pampers because we find them to be just as effective and they are much cheaper than Pampers.

Save 14.5%+ at Target

It's possible to save as much as 15.5% off the price of every product sold at Target.com with free shipping to boot.  This will work with many stores, but not usually this much cashback at a store most people use.

Here's how it goes:

• 2.5% - Go to Top Cashback and from there to plasticjungle.com which is a site that sells gift cards at a discount.  Whatever you spend at Plastic Jungle will earn 2.5% to your Top Cashback account.
• If there are no gift cards that suit your need from Plastic Jungle, you can do the same thing from Cardpool.com, but you will only get 2% back into Top Cashback instead of 2.5%

• 8.5% - Plastic Jungle sells Target eGift cards at a 6% discount, which combined with your 2.5% gets you to 8.5%.

1. Make sure you buy an eGift card so that your gift card will be ready within minutes.
2. Also make sure to buy a gift card that is less money than the total you want to spend.  For example, if you are spending $26 at Target, buy a $25 gift card.  This means you will use up your entire gift card and enables you to save another 5% through step 4.

• 10.5% - Buy your gift cards with your Fidelity American Express for another 2% back on every purchase.  You will need to buy it through Paypal because Plastic Jungle doesn't accept American Express directly.  If you don't have a Fidelity American Express and you don't want one, you will only get 1% back at this stage or whatever your credit card gives you.

• 15.5% and Free Shipping - Use a Target Card to pay for the remainder of your purchase. As long as you are spending some money on your Target Card, you will get Free Shipping with no minimum and you will still get 5% off the entire purchase!

1. You don't need a Target Credit Card, a Target Debit Card will work too

Target - Great Customer Service

At this point, most companies will do just about anything to keep their good names and customers.

My family uses Target Up and Up Diapers and we couldn't be happier with the diapers (make sure to use your Target RED card to get 5% off and free shipping with no minimums).  They are cheaper than Pampers, just as good and come with free shipping so we never have to go to the store.

The other week, one of the diapers leaked.  It was the first time in a while, but it did leak so I thought I would let Target know.

 I sent an email saying that I am a repeat Target customer and one of the diapers seems to have been defective, is there any way Target could compensate me?  I never told them I wouldn't buy Target anymore because that isn't true, but I did ask for something.

I just got a reply that says:

hello Oren,

I'm sorry that up&up Baby Diapers - Bulk Pack you purchased from Target.com are defective.

We want to make sure that you enjoy your Target.com shopping experience and love the products you buy from us. If you’d like to return the item for a refund if they are unused, visit Target.com and click Return an Item in the Help menu near the bottom of the page to get started.

If you'd rather keep the item as is, respond to this e-mail to let me know and I'll process a 10% of item price credit back to your credit card.

Thanks for getting in touch. Please let me know if there's anything else I can do to help work this out.

The diapers don't cost that much to begin with so I will only be a getting a few dollars back, but it is more than nothing and only took me a minute to write the email.  

Remember, if you don't ask, you won't get anything.

Free Samples from Target! - K Cups and More

I'm sorry that I haven't posted in a little while, I have been in the Dominican Republic pulling teeth on a dental mission, which was a lot of fun.  I will have a nice post about my adventures in the airport soon and the free stuff I got for complaining, but that's for later!

Free Samples from Target

K cups from Starbucks, Shout Color Catcher and Garnier Fructis

The samples take about 8-10 weeks to come but they do eventually come!